Oracle’s AI agents for Enterprise Resource Planning (ERP) deliver predictive, generative, and agentic AI to improve operational efficiency, automate standard transactions, increase visibility across financial operations, and optimize finance processes. Embedded within finance workflows, these can help finance leaders transform core finance functions by automating end-to-end processes and delivering predictive insights that boost productivity, enhance performance, and strengthen control.
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Organizations can quickly and easily adopt the latest AI capabilities to help finance teams improve productivity, streamline processes, and guide users across the full financial lifecycle, including transaction processing and accounting, planning, forecasting, and reporting. Explore the AI features by finance process in the following table.
Note: Generative AI features are denoted with *, and AI Agents are denoted with **.
| Functional area | Use case | Business benefit |
|---|---|---|
| Finance | New—Payables Agent** | Helps AP automate multichannel invoice processing. The agent can ingest invoices from email, portals, EDI/e-invoicing, and PDFs; extract/normalize data; match to POs/receipts; create distributions/accounting; apply tax/policy/fraud checks; and route for approval/payment—boosting straight through processing, reducing manual effort and errors, and strengthening compliance. |
| Finance | New—Ledger Agent** | Helps accountants shift from report chasing to continuous insight and action. The agent can set natural language monitoring prompts, deliver context-aware inquiry and explanations with supporting details, and autocreate adjustment journals—accelerating issue resolution, reducing handoffs, and improving accuracy and continuous financial visibility. |
| Finance | New—Planning Agent** | Helps FP&A move to continuous, connected planning. The agent can provide real-time trend and variance analysis via natural language interactions, run event-driven predictions on Fusion financial/operational data, and guide “what if” simulations—shortening cycles, improving forecast accuracy, and enabling better cross functional decisions. |
| Finance | New—Payments Agent** | Helps finance optimize cash outflows and expand payment choices. The agent can evaluate and manage early pay, virtual cards, and financing options; enable bank system interactions for faster supplier onboarding and execution; and monitor acknowledgements/exceptions—speeding payment outcomes, increasing program adoption, and boosting working capital. |
| Finance | Expense Policy Agent** | Address policy questions from employees with contextual answers, helping employees understand corporate policies before incurring business expenses and the requirements for expense submission. |
| Finance | Profitability and Cost Management (PCM) Agent** | Provide a conversational interface to help users build, modify, calculate, and analyze profitability and costs models. |
| Finance | Intelligent account combination defaulting | Predict and populate account code combinations to reduce the need for accounts payable to manually enter data, improving velocity and minimizing the risk of human error. |
| Finance | Dynamic discounting | Facilitate execution of a dynamic discounting program, resulting in potential savings versus static supplier discounts. |
| Finance | Intelligent document recognition | Process supplier invoices quickly with less manual intervention. |
| Finance | Transaction matching | Automate high-volume, labor-intensive, and complex reconciliations. |
| Finance | Predictive cash forecasting | Predict short- and medium-term cash forecasts using real-time data to manage liquidity, including receivable cash inflows based on customer payment behaviors. |
| Finance | Management reporting narratives* | Generate narrative summaries to bring more intelligence to reporting and analysis. |
| Finance | Receipt Capture and Matching Using Document IO for Touchless Expenses** | Increased accuracy and automated matching of credit card charges during expense creation, thereby minimizing user inputs. |
| Intelligent performance management | Predictive planning | Run predictions on your financial and operational data for improved accuracy and more timely, better informed decisions. |
| Intelligent performance management | Auto Predict | Schedule user-defined predictions to predict possible future performance based on historical data, automating the prediction process. |
| Intelligent performance management | Advanced Predictions | Use Advanced Predictions to improve your forecasts using multiple input drivers and sophisticated forecasting and machine learning algorithms. |
| Intelligent performance management | IPM insights | Embedded AI continually monitors your data in multiple EPM processes and alerts you about any anomalies, biases, and hidden correlations. |
| Intelligent performance management | IPM Insights summary* | Automatically generates a narrative summary for a single insight or group of insights. |
| Intelligent performance management | Risk analysis | Monte Carlo simulations to determine the likelihood of various scenarios, giving you confidence in your decisions. |
| Intelligent performance management | Process orchestration job analytics* | Helps surface bottlenecks in your close orchestration process to alert you of potential bottlenecks. |
| Intelligent performance management | Automated consolidations | Perform consolidations and close processes faster via intelligent automation, which automatically triggers when relevant conditions are met, freeing up staff to work on more value-added activities. |
| Intelligent performance management | Generative narrative reports* | Generate narrative reports using conditional text generation and summarize notes to provide additional insight for readers. |
| Intelligent performance management | Auto-reconciliations | Significantly reduce the time spent on your account reconciliation process with powerful transaction matching and auto-reconciliation capabilities. |
| Narrative reporting | Variance narrative generation* | Allows you to generate draft differential narratives that help examine performance variances. |
| Narrative reporting | Period comparison narrative generation* | Designed to generate draft narratives that help compare narratives across time periods. |
| Narrative reporting | Exception with causality* | Enables you to generate differential draft narratives that help examine performance variances causality. |
| Project management | Project change order generation* | Can be used to generate draft project change orders based on project issues. |
| Project management | Project program status summary generation* | Can be applied to generate a draft summary of key project items, such as schedule, budget, and costs. |
| Project management | Project program analysis and action plan generation* | Uncovers program-specific trends and generates actionable recommendations. |
| Project management | Project change order summary generation* | Highlights the impact of a change order on project financials and helps align stakeholders with project updates. |
| Project management | Project proposal generation* | Create a comprehensive project proposal that covers project objectives, scope, timeline, budget estimates, and staffing plans. |
| Risk management | GenAI role briefing report* | Allows security administrators to easily request access for users and obtain the necessary review and approval inputs. |
| Risk management | User access certification* | Helps perform reviews that determine whether roles are assigned appropriately by generating summaries that describe the access granted by the role’s privileges and identifying any unusual levels of access. |
| Risk management | Access Request Assistant** | Helps users quickly create access requests to ERP roles and appropriate data without having to remember specific names. Initiates the Advanced Access Request workflow to perform deep separation-of-duties analysis after request submission. |
| Risk management | Access request administration* | Allows security administrators to easily request access for users and obtain the necessary review and approval inputs with generated high-level summaries describing the granted access and highlighting unusual assignments for the job title. |
See how Document IO agent at work in Oracle Fusion Cloud ERP, helping streamline procure-to-pay processes and showcasing the future of touchless operations.
Discover how Oracle AI transforms financial planning and analysis by streamlining quarterly business reviews with intelligent document creation, data exploration, and visualization. Empower your finance teams to focus on higher-value analysis, decision-making, and communication.
See how AI agents and GenAI embedded in Oracle Cloud EPM help finance managers predict revenue shortfalls, analyze risks, and enhance forecast accuracy with guided insights and visuals. Empower your finance team to make smarter, data-driven decisions.
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Disclaimer: The preceding is intended to outline our general product direction. It is intended for information purposes only and may not be incorporated into any contract. It is not a commitment to deliver any material, code, or functionality and should not be relied upon in making purchasing decisions. The development, release, timing, and pricing of any features or functionality described for Oracle’s products may change and remains at the sole discretion of Oracle Corporation.
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