From Paperwork to Precision: Reinventing Corporate Lending

This Datos Insights report, sponsored by Oracle, explores how comprehensive lifecycle management and operational automation have become cornerstones for optimizing financial institutions' corporate credit and lending operations. It addresses the critical challenges posed by fragmented processes, legacy systems, and inefficient workflows that create a disconnect between lending practices and corporate borrower expectations. The research also highlights the consequences of outdated lending technology, including higher operational costs, increased credit risk exposure, and reduced customer satisfaction in a highly competitive landscape.

Read the report to learn more about:

• Borrower expectations: 84% of corporate borrowers prioritize the speed of the credit process when choosing lenders, putting financial institutions at risk of losing clients to competitors with superior borrower experiences.
• Inefficient legacy systems: Manual workflows and rigid legacy systems cause inefficiencies, burdening credit analysts with repetitive tasks and limiting innovation and integration.
• Comprehensive loan lifecycle solutions: Leading providers deliver end-to-end solutions for the full loan lifecycle that outperform outdated, fragmented solutions.
• The benefits of automation: AI and machine learning can help cut processing times, reduce human error, strengthen regulatory compliance, and enhance client experiences.
• Advanced risk management and ESG integration: Modern lending platforms support proactive risk management and embedded ESG, enabling lenders to provide clients with tailored sustainability guidance.